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Keystart loan changes a win for builders

Master Builders WA is welcoming planned changes to Keystart – aimed at boosting the housing market.

Keystart provides low-deposit home loans to West Australians who can’t meet the requirements of mainstream lenders but the income limits (less than $90,000 for singles, $115,000 for a couple or $135,000 for a family) were leaving behind a growing number of people who were earning too much to qualify but still struggled to get bank finance.

The State Government has confirmed next week’s budget will see an increase in income limits for applicants. Keystart’s existing income limits will increase by $15,000 for singles and couples and by $20,000 for families from July 1, 2019 to December 31, 2019.

Master Builders CEO John Gelavis spoke to Oliver Peterson today to explain the move will not only allow many people to get into the property market for the first time, it will also provide welcome relief to those in the construction sector.

 

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