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“The Modern Day Lay-By” Feeding Impulse Buying

Today Karl O’Callaghan spoke to the CEO of The Retail Solution Roger Simpson about the traps of using “buy now, pay later” providers such as Afterpay.

These types of services mean people can purchase an item, take it home and pay for it later in installments. This is unlike lay-by, where the item stays in the shop until it is paid for.

A chunk of the revenue in this highly unregulated industry comes from late fees. In a time when people want instant gratification, these types of “buy now, pay later” services can be dangerous.

 

Download this podcast here

Karl O'Callaghan
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